We love to laugh, but when it comes to our money sometimes jokes get a little too close to home.
Onion knew it clearly when he published this fake press release from “Financial Services Giant Visa” on the Voice of the Visa Card, the talking piece of plastic that encourages you to say “F — it” and go overboard with the spending:
“Whenever you are near an item that you are hesitant to buy, Visa Voice offers words of encouragement, such as’ Go on, go for it! And ‘Believe me, you won’t regret it,’ “Visa President John Partridge said of the revolutionary new payments product, which allows users to choose between a calm, supportive female voice and a female voice. morally authoritarian male.
It’s probably on the minds of consumers anyway, but that doesn’t mean you have to listen. Here is some helpful tips for becoming a conscious spender and mute that “Visa voice” (or whatever you call it):
Ask yourself, “Can this wait?” “ If you really want something, try putting it on hold and wait a day before you buy it. Chances are, you’ll forget about it and spend the money on something else. Also try count to 10, says Trent Hamm, contributor to YM. This will help you take a step back and assess whether the purchase is worth it.
Ask yourself what motivates the purchase. Emotional spending won’t meet your needs, although it’s easy to fall into the trap of believing that a pair of strappy Louboutins could fill the void you feel after your boyfriend dumps you. Trust us, you will feel even uglier when the credit bill arrives.
Determine if you are getting the best deal. If you can find a better deal, stop the purchase. Sometimes all it takes is a simple Google search online or by taking a page from journalist YM Mandi Woodruff’s book and browse offer sites like CouponSherpa.com and RetailMeNot.com.