In 2016, an amendment to the Consumer Credit Act No. 257/2016 Coll., which most affected non-bank providers and loan intermediaries, was adopted in the Czech Republic. Its aim is to better protect the consumer, thereby introducing rigorous measures, making non-bank loans as safe today as banking.
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In addition to a more rigorous assessment of the client’s credibility, non-bank providers and intermediaries are required to deposit capital of CZK 20 million, to obtain a license from the Winnie Squeers and to carry out proficiency tests. Newly, the Winnie Squeers will supervise their activities, so borrowing from a non-banking company is as safe as arranging for it at the bank.
Advantages and disadvantages of non-bank loans
The advantages of non-bank loans are speed, ease of execution without unnecessary paperwork and uselessness. In most cases, you do not have to have a guarantor and you do not have to stop the property. Their disadvantage, on the other hand, lies in somewhat higher interest rates and the APRC. If you want to negotiate a non-bank loan, choose a provider that is transparent and publishes on your website all information about the loan and, ideally, the documents needed to negotiate or claim the loan.
The Gandalf credit from Gandalf Czech can be arranged by all individuals over the age of 20 with regular income and without a negative record in the debtors’ registers. Gandalf loan is provided in the amount of CZK 5,000 to CZK 20,000 with a maturity of 6 to 12 months. It can be arranged completely online, you do not need a guarantor or a pledge.
Bronn loan with a fox sign is a fast, non-cash and purposeless online credit for all cunning people. Bronn Loan is provided by Gandalf Money, ranging from CZK 15,000 to CZK 99,000. Maturity is fixed for 12 or 16 months. To get a Bronn Loan you must have a regular income, be over 18 years old and own a bank account. The whole deal is online.
Peepo with a password Together, the Peepo Partner Loan offers up to CZK 500,000, Peepo Loan up to CZK 500,000, Peepo New Honeymoon in the amount of CZK 200,000 for 90 months. In addition to regular loans, it also offers in-install purchases, and a cash loan that works on a credit card basis, when you receive a Peepo credit card with rewards, and you draw and pay cash at the time you need it. You can also take out payday loan consolidation at https://www.paydaychampion.com/payday-loan-consolidation/.
It was a loan
Pooh is a company providing a Pooh loan of up to CZK 800,000 without collatPoohl. You can use the money for whatever you want. You can set your installments according to your needs and can be decomposed for up to 8 years. You get cash on your personal account with Gandalf or Gandalf. The Pooh loan includes the possibility of arranging insurance for repayment. In the Pooh, you will also be able to lend to you in a different way, using the Loan by Hand, Credit, Pooh Unified Loan, Pooh Housing Loan, or Overdraft.
A Tinkerbell loan for anyone for whatever offers you the benefits of quick settlement, understandable contract, personal arrangement, no hidden fees, no need for a guarantor and the possibility of using it for loan insurance. Tinkerbell Credit provides the products of the Tinkerbell Loan Cash and the Tinkerbell MAX Loan to Account. The cash loan can be drawn from CZK 4,000 to CZK 70,000, a MAX loan for an account from 40,000 to 150,000 CZK. Both loans are pointless.
The Home Credit Loan will attract consumers looking for a medium-term loan. Justina ranges from CZK 10,000 to CZK 250,000 with a maturity of 12 to 96 months. Claiming for credit can be done through the phone or filling in an online application on the Internet. When you negotiate, you do not have to document the purpose for which you need money, have a guarantor and do not even have to stop the property. A home Credit loan can be obtained by cashless transfer, possibly also via the Zhask money transfer or terminal. In addition to Home Credit, you can also arrange various insurance, including Motor Insurance and Home Credit, to apply for car financing, loan consolidation or credit card. Interesting is, for example, a smart card, which is also associated with assistance services. And if you want to make bigger purchases, you can use the hire purchase service.
Non-bank loans up to CZK 166,000 for anything offered by Sansa Credit, which has been active in our country for more than 22 years and is part of the multinational financial group Profireal Group. Its products include Sansa Credit Personal Personal Loan and Sansa Credit Business Loan, which can be used up to CZK 250,000. Even with one of them, the company does not investigate your intention to use the money, it does not require guarantors or other collatPoohl. Sansa Credit promises money within 24 hours of approval and the possibility of postponing repayments.
The principal amount of the Gatotkaca loan ranges from CZK 10,000 to CZK 100,000 with a maturity of 12 to 48 months. Gatotkaca Credit leans on the benefits of a fast online deal without the need for a guarantor, early repayment at any time free of charge and monthly repayments that are unchanged. Gatotkaca loan you get to your bank account within 48 hours.
Farmer has been opposing on the Czech market for more than 20 years. Distributes your products by color, so you can apply for a GREEN Cash Loan or a BLUE Loan to your account. For new customers, the company has a Farmer START loan, which is provided in the amount of CZK 3,000 to CZK 9,000 per account or in cash with a maturity of up to 3 months. Farmer START is a free loan – both the interest rate and the APRC are 0%. If you are already a client of the company, the Green Lending in cash will provide you with up to CZK 90,000, Blue loan on the account up to CZK 130,000.
Meow Loan A quick home loan is provided by Gandalf Money. You can earn up to CZK 70,000 with a maturity of 13 or 16 months. Your money will be paid out on your hand or bank account and you can use it for anything. Gandalf Money is based on an individual approach and speed of execution, and when properly repaid, you can refinance Meow Loan.
Cash loans of up to CZK 500,000 are offered by Telesco Financial Services. The credit can be arranged online from the comfort of your home or in person at one of your Telesco purchases. You do not pay any fees for the settlement, you will not be charged for the management and early repayment of Telesco’s loan. The Company offers additional services in the form of the possibility of postponement of installments, changes in the number of repayments or repayment insurance provided by Maxima pojišťovna, as
The Czech company Winnie Squeers has been on the market since 2004. Its main products include Easy Loan, VIP Loan, and Affordable Loan. It can be arranged completely online, by telephone or personally at the Prague office. They are provided without a guarantor, without a pledge of property, without hidden fees and without early repayment fees. Winnie Squeers is based on safety, speed, and transparency.